Financing
Spread the cost.Keep the project.
Big projects shouldn’t have to wait for the right month. Finance your panel, generator, EV charger, or full build with simple monthly payments through Wisetack.
Real numbers,
no surprises.
Wisetack partners with home-service contractors to offer fair, straightforward financing. No tricks, no hidden fees — just monthly payments that fit your budget.
Three steps,
about a minute to start.
Prequalifying through Wisetack is fast, free, and won’t hurt your credit score. You see your options before you commit to anything.
Get your quote
Reach out and we’ll work up your scope — panel upgrade, generator install, EV charger, full build, whatever you need. You’ll have a real number to apply against.
Prequalify with Wisetack
Click the financing link in your quote. Fill out a short form. Soft credit check — no impact to your score. You’ll see your actual monthly payment options in about a minute.
Pick your term, we get to work
Review your monthly options, pick the term that fits, sign electronically. Once approved, we schedule the install. Pay monthly. Pay off early if you want — no penalty.
Sample monthly payments.
Three real-world JETA projects, financed with Wisetack. Your actual rate and term depend on your credit and the final project scope — these are illustrative.
200A service upgrade
(estimated example)
Generac 22 kW install
(estimated example)
Level 2 EV charger
(estimated example)
Examples assume approved credit at a representative 6.99% APR. Your actual rate (0% to 35.9% APR) and monthly payment depend on your credit, term, and final project scope. You’ll see your exact options before signing anything. All financing through Wisetack — subject to credit approval. State interest-rate caps may apply.
Big project? We’ve got you.
If we do it, you can finance it. Most of our larger projects qualify — panels, generators, EV chargers, new construction, commercial fit-outs, full builds.
Fast, fair, no funny business.
About a minute to prequalify
Soft credit check. No impact to your score. See your real monthly options before you commit to anything.
Pay off early, no penalty
Decide later you’d rather just pay it off? Do it. Wisetack charges zero prepayment fees, ever.
All-in monthly payment
One payment, one term, no hidden fees stacked on. The rate you see in your offer is the rate you pay.
Financing FAQ.
Don’t see your question? Call 715-441-5440 or send us a note — we’ll walk through it.
No. Prequalifying through Wisetack is a soft credit check, which doesn’t affect your score. You’ll only see a hard pull if you accept an offer and proceed with the loan — and that’s standard for any financing decision.
Wisetack works with a wide range of credit profiles. There’s no specific minimum advertised — they look at the whole picture. The only way to know your options is to prequalify. It takes about a minute.
Wisetack finances up to $25,000 per project. For larger jobs — full new-construction builds, big commercial fit-outs — we’ll talk through other options. Reach out and we’ll figure out the right approach.
Wisetack APRs run from 0% to 35.9% based on credit. Some borrowers do qualify for 0% terms, especially on shorter-duration plans. Your actual rate shows up in your offer before you sign anything.
Best to apply before the work is invoiced. Once an invoice is closed out, we can’t loop financing back in. If you’re partway through a project and want to talk financing for the next phase, call us — we’ll work it out.
No origination fees, no prepayment penalties, no late-fee surprises. The rate and monthly payment in your offer is what you pay — that’s the whole thing.
Ready to start?
Get your quote.
Send us your project details. We’ll work up a real number, and Wisetack handles the rest from there.
Request an estimate
Send us a few details and we’ll follow up — usually by email.
Opens our secure request form in a new tab.